Freedom to be confident
Real-time portfolio visibility
Gain a live view of submission pipelines, loss ratios, and account-level performance across every line of business.
Spot risk trends, monitor accumulation, and uncover operational bottlenecks to guide strategic decisions confidently.
Quote faster, win more
Allow underwriters to focus where it matters most with structured summaries and enriched data.
Reduce time-to-quote, improve hit ratios, and increase throughput without growing headcount.
Auditable risk decisions
Gain a live view of submission pipelines, loss ratios, and account-level performance across every line of business.
Spot risk trends, monitor accumulation, and uncover operational bottlenecks to guide strategic decisions confidently.
Scalable without rebuilds
Integrate with existing tools, adapt to line-specific needs, and meet enterprise-grade security and compliance standards.
Deploy in weeks with minimal disruption.
Seven layers of maturity
1
Teams rely on PDFs and fragmented systems
4
Key risk indicators flag issues and provide next-step recommendations.
2
Data is semi-standardized, and workflows are partially defined.
5
Submissions are automatically scored, prioritized, and triaged.
3
All submission data is visible and trackable in one place.
6
Unification of the underwriting journey in one console
7
Auditable, data-backed and human-governed decisions
Built for commercial carriers across all major LOBs
“We finally operate with clarity and have visibility into our portfolio goals. Every submission arrives complete, clean, and decision-ready, helping our underwriters move faster with stronger governance.”
A system made for commercial lines
The total underwriting mandate
Trust
Ensure every decision is auditable and traceable, guaranteeing data integrity and reliable, governed underwriting outcomes from intake to bind.
Accuracy
Transform complex, unstructured documents into clean, enriched data, providing your underwriters with 100% accurate risk signals and comprehensive intelligence.
Speed
Automate intake and routine triage, shifting underwriter focus from clerical tasks to high-value analysis, drastically accelerating your quote turnaround time.
Scale
Seamlessly handle explosive submission volume and market expansion without added headcount, ensuring your underwriting capacity keeps pace with your business growth.
Explainability
Eliminate the AI 'black box.' Every risk score and recommendation is delivered with clear, auditable explanations and supporting evidence for full accountability.
Configurability
Deploy a modular platform that adapts instantly to your existing unique workflows and IT architecture, enabling fast, low-effort implementation tailored to strategy.
Pibit.AI's carrier solution brings together underwriting, operations, IT, and data leaders. With the CURE™ suite as a single source of truth, they gain the visibility and control to optimize portfolio performance in real time. By increasing win rates, reducing loss ratios, and increasing underwriter productivity, Pibit.AI empowers carriers to achieve profitable growth even in competitive markets.
