Underwriting starts here.

The oneness of platform

Activate a single power source, or choose the exact modules you need, to overhaul your fragmented underwriting lifecycle into a self-sufficient living environment that makes decisive, winning moves for your book of business, in both singular and modular architectures.

Pibit submission workspace showing completeness and validation checks for an incomplete submission
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Master the approach of the next decade. Today.

Stop fighting fragmented processes and
maximize your earnings.

Your path to hassle-free underwriting.
Your path to guaranteed outcomes.

Shows how the Pibit Underwriting Platform connects MGA and carrier systems such as email, agent portals, AMS/PAS, CRM, document management, and rating engines to automate submission intake, document extraction, risk analysis, pricing, quoting, approvals, and portfolio reporting, with outputs written back to core systems and broker workflows.

Meant for the commercial, specialty, and E&S world. Nothing else.

Business-specific large language models: Custom-trained on commercial insurance data to understand policy language, loss runs, SOVs, and financials natively.

Knowledge graphs: Unify entity relationships from insureds to exposures creating a connected intelligence layer across all submissions.

RAG pipelines: Pulls the most relevant data from internal and external sources to deliver context-rich responses with factual grounding.

Drift and performance monitoring: Continuous evaluation ensures that AI models evolve with market behavior and regulatory shifts.

Meant for the insurance world. Nothing else.

Specialized focus at each step.

Sophisticated ensemble engineering: Computer-vision and layout models, BERT-class classifiers, insurance-tuned SMLs, and frontier LLMs, for precise underwriting.

Confidence cascade: Every output scored per field for automations to always stay proportional to confidence.

Versioned registries: Model, prompt, rules, and contracts pinned to every inference for reproducibility down to the source pixel.

Evaluation framework: Golden-dataset benchmarks, per-field accuracy gates, and shadow and canary testing to test every instance before production.

Zero change management and implementation hassle

Agentic onboarding: Your appetite, rules, and carrier logics encoded as configuration in the registries.

No template gathering: Template-agnostic extraction across all brokers, partners, and formats.

Day-zero processing: Submissions start flowing through on day one with the platform tuning to your book as it runs.

No IT heavylifting: No rip-and-replace risk or system replacements required with non-invasive design that sits in front of your core systems.

Meant for the insurance world. Nothing else.

Decision-ready submissions from Day 0

Agentic validation: Every extracted field carries a confidence score, and low-confidence values route to agentic correction and platform experts before an underwriter sees them.

Audit & explainability layer: Every action, from a risk score to a research recommendation, comes with a transparent “why.”

Feedback reinforcement loop: Learns from underwriter corrections to continuously improve outcomes and accuracy.

Event-driven orchestration: Coordinates data flow across intake, extraction, research, risk scoring and quote generation, for real-time responsiveness.

On-demand reproducibility: Versioned registries to replay any output months later on the exact same model, prompt, and rules, to get the exact same answer.

Meant for the insurance world. Nothing else.

Security. Uncompromised.

SOC 2, ISO 27001, and NIST AI RMF certified: Your data and AI operations meet the highest global standards of security and reliability.

AI risk management frameworks: Embedded checks and balances to maintain fairness, explainability, and regulatory alignment.

Data lineage and retention protocols: Every data point is traceable, every decision auditable.

Automated sanitization pipelines: Sensitive or obsolete data is automatically cleaned and archived to maintain privacy integrity.

How it all comes together

At the surface, headless capabilities turn raw submissions into decision-ready accounts.
Beneath them, three layers work together to:

Orchestrate a seamless underwriting experience

Interpret, predict, and generate insights

Protect and govern every action

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20%

Increase in
hit ratio

Underwriter throughput icon
2x

Underwriter throughput

Reduction in quote time icon
70%

Reduction in
quote time

Ironclad Data Security

Our commitment to data integrity is paramount, and we take pride in meticulously protecting your invaluable information. All customer data is housed in the US AWS regions on SOC 2 Type II and ISO 27001 certified infrastructure, with security controls aligned to NIST SP 800-53 Rev. 5 and CSA CCM v4. We encrypt data at rest with AES 256 through AWS KMS and in transit with TLS 1.2 or higher, enforce least privilege through SAML 2.0 and OIDC single sign-on with role based access controls, and keep every client on a dedicated data and AI stack. Data retention, right to erasure, and PII redaction are supported, audit logging produces immutable evidence trails, and backups and disaster recovery runbooks are tested regularly, so you move fast with absolute confidence.

ISO 27001 - Security certified
Pibit.AI is a AICPA SOC Certified organization
Backed By
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Member Of
Logos of Target Markets Program Administrators Association, WSIA, and NAMIC National Association of Mutual Insurance Companies.